Terms of Service

1. Acceptance of Terms

By accessing and using the tax-calculator.com.au website ("the Website"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use the Website.

We reserve the right to modify these Terms at any time. Your continued use of the Website following any changes indicates your acceptance of the modified Terms.

2. Description of Service

Tax Calculator Australia provides a free online tax calculator and informational content about Australian taxation. The calculator allows users to estimate their income tax, Medicare levy, and HELP/HECS repayments based on information they provide.

The Website also provides educational articles and guides about Australian tax topics for informational purposes.

3. Disclaimer - Not Professional Advice

Important: The information and calculations provided on this Website are for general informational purposes only and should not be considered as professional financial, tax, legal, or accounting advice.

The tax calculator provides estimates based on standard Australian Taxation Office (ATO) rates and does not account for individual circumstances such as:

• Tax offsets and rebates
• Deductions and exemptions
• Complex income sources
• Capital gains or losses
• Business income
• Foreign income
• Other individual tax circumstances

For accurate tax advice tailored to your specific situation, you should consult a registered tax agent, accountant, or the Australian Taxation Office directly.

4. Accuracy of Information

While we strive to keep the information on this Website accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the Website.

Tax rates and thresholds are subject to change by the Australian Government. We endeavour to update our calculator and content promptly when changes occur, but there may be delays.

Any reliance you place on information from this Website is strictly at your own risk.

5. Limitation of Liability

To the maximum extent permitted by applicable law, Tax Calculator Australia and its owners, operators, affiliates, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of (or inability to access or use) the Website
• Any conduct or content of any third party on the Website
• Any content obtained from the Website
• Unauthorised access, use, or alteration of your transmissions or content
• Any errors, inaccuracies, or omissions in the calculator results or content
• Any decisions made based on information from the Website

6. User Responsibilities

When using the Website, you agree to:

• Provide accurate information when using the calculator
• Verify calculator results with a qualified professional before making financial decisions
• Not use the Website for any unlawful purpose
• Not attempt to gain unauthorised access to any portion of the Website
• Not interfere with or disrupt the Website or servers
• Not reproduce, duplicate, or exploit any portion of the Website without express permission

7. Intellectual Property

The Website and its original content, features, and functionality are owned by Tax Calculator Australia and are protected by Australian and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, republish, download, store, or transmit any of the material on our Website without prior written consent, except as incidental to normal web browsing.

8. Third-Party Links

The Website may contain links to third-party websites or services that are not owned or controlled by Tax Calculator Australia. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

Links to external websites (including the Australian Taxation Office) are provided for convenience and informational purposes only.

9. Privacy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Australia, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Australia.

12. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

13. Contact Information

If you have any questions about these Terms of Service, please contact us:

• Via our Contact Page
• By visiting our website: www.tax-calculator.com.au